Monese - Current Account
Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services than you can shake a stick at - all celebrated by a 9.1/10 TrustPilot score. Now with support for Apple Pay in selected countries!
Get started today and in just 2 minutes transform your phone into a one-stop local banking branch where you’ll be able to send and receive money, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning and spending. You’ll also be able to withdraw cash from ATMs worldwide and to top up with cash at nearly 40,000 Post Office and PayPoint branches across the UK.
Supported in 12 languages and free of all those pesky hidden fees associated with traditional banks, Monese lets you open an account without need for proof of address or credit checks. Just have your passport or your national ID card to hand!
Moving from London to Paris to Bucharest and back to London? No problem! Unlike other mobile-only accounts, Monese is fully portable across 20 European countries and designed to help you bank like a local wherever you are.
So regardless of where you choose to live - whether it’s for frequent travel, work, study, family, or retirement - you can enjoy a smart, secure and connected banking service in your pocket.
Try it for free now and you’ll get immediate access to:
• A UK current account or a European IBAN account.ATMs
• An optional secondary account (£ or €) at no extra cost.
• An optional contactless Mastercard debit card you can use globally - online, in-store or at ATMs.
• The ability to quickly send and receive money locally and internationally.
• A helpful and caring customer support team, available via in-app chat, email and phone.
• A 100% secure banking platform that’s regulated by the UK Financial Conduct Authority.
Our feature-rich smartphone app also provides you with:
• A seamless way to link your British Airways Executive Club account, so that you can manage your Avios and your money, all in one place.
• Smart Transactions - see a detailed overview for every payment you make.
• Multiple ways to top up your account quickly, like instant debit card top-ups.
• An easy way to manage your Direct Debits and Recurring Payments to pay things like mobile phone contracts, rent, or gym memberships.
• State-of-the art security features such as locking or unlocking your card on the go, as well as 128-bit encryption (used by all major banks).
• A way to earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!
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You can sign up to one of our three plans:
• STARTER (£/€ 0.00 per month) to get going for FREE.
• PLUS (£/€ 4.95 per month) which includes 6 free ATM withdrawals, competitive foreign currency exchange rates and even more affordable top-ups.
• PREMIUM (£/€ 14.95 per month) which includes UNLIMITED free ATM withdrawals, completely free foreign exchange transactions and top-ups.
And now we also cater to customers with UK-registered businesses:
• BUSINESS (£ 9.95 per month) which gives you access to all the features of a UK business account and a Plus personal account at no extra cost.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
Monese is the multi-currency banking app that provides you with fast and free current accounts in 31 countries. You can open one instantly from your phone – giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.
Sign up to Monese today and join over a million people to enjoy a full range of features - all celebrated by 4.5/5 stars on Trustpilot.
Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free and add money to your account by bank transfer, using another debit card, or with cash at over 40,000 locations, for free.
Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – and if you don’t know your address in a new country yet, don’t worry. Just have your passport or national ID card to hand. Our app and customer support team are also there for you in 14 languages.
Try it now and you’ll get immediate access to:
• A free UK current account or a free European IBAN account
• A free contactless Mastercard card you can use globally - online, in-store or at ATMs
• Fee-free foreign currency card spending and ATM withdrawals
• Send money instantly and for free to your friends who are on Monese
• Quickly send and receive money locally and internationally in 16 currencies
• A real customer support team that speak 14 languages, available via phone (yes, really), in-app chat and email
• A 100% secure banking platform that is subject to the UK Financial Conduct Authority regulations
Our feature-rich smartphone app also provides you with:
• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Google Pay (in selected countries)
• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant account statements in PDF or XLS
• State-of-the art security features such as locking or unlocking your card on the go, as well as strong encryption and biometric login
• A way to earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!
What others say about us:
“...the app that lets you apply for a bank account in 3 minutes” - Business Insider
“Britain’s trailblazer in mobile-only banking is intent on becoming a global business” - The Times
“But, most impressively, now 70% of Monese accounts are full-time primary bank accounts, where people are having their paychecks paid in each month.” - Forbes
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
Monese是一個多貨幣銀行應用程序，為您提供31個國家的快速和免費的經常賬戶。您可以通過手機立即打開一個 - 為您提供生活，工作，旅行，學習和生活所需的財務自由。我們甚至提供商業帳戶。
立即註冊Monese，加入超過一百萬人，享受全方位的功能 - 所有這些都在Trustpilot上以4.5 / 5星的形式慶祝。
享受直接通過手機發送和接收資金，獲得工資支付，設置直接借記和定期付款的便利 - 同時保持對您的收入，支出和儲蓄的完整概述。免費從全球ATM機取款，並通過銀行轉賬，使用其他借記卡或40,000多個地點的現金免費為您的賬戶注入資金。
從倫敦到巴黎，或從布加勒斯特到柏林？那麼Monese就是你的賬號。它已在31個國家/地區推出 - 如果您還不知道自己在新的國家/地區的地址，請不要擔心。請攜帶護照或國民身份證。我們的應用程序和客戶支持團隊也為您提供14種語言版本。
立即嘗試，您將立即訪問：
•免費的英國經常賬戶或免費的歐洲IBAN賬戶
•可在全球範圍內使用的免費非接觸式萬事達卡 - 在線，店內或ATM
•免收外幣卡消費和ATM取款
•立即免費向您的Monese朋友匯款
•以16種貨幣快速發送和接收本地和國際貨幣
•真正的客戶支持團隊，提供14種語言，可通過電話（是的，真的），應用程序內聊天和電子郵件
•100％安全的銀行平台，受英國金融行為監管局的監管
我們功能豐富的智能手機應用程序還為您提供：
•實時通知 - 每當您使用帳戶時即時更新
•詳細的支出概述 - 實現交易的完全透明
•儲蓄罐 - 將錢放在一邊尋找特別的東西
•使用Google Pay（在選定國家/地區）快速，輕鬆，安全的付款方式
•鏈接您的PayPal帳戶 - 從應用程序管理您的PayPal餘額和交易，以及將您的Monese卡無縫添加到您的PayPal錢包
•連接您的British Airways Executive Club帳戶，以便在需要時跟踪和管理Avios
•管理直接借記和定期付款的簡便方法，可自動支付手機合同，租金或健身房會員等費用
•PDF或XLS中的即時帳戶對帳單
•最先進的安全功能，例如隨時隨地鎖定或解鎖您的卡，以及強大的加密和生物識別登錄
•通過邀請您的朋友和家人賺錢的方式 - 當他們與Monese進行首次卡片交易時，我們將給予您獎勵！
別人對我們的評價：
“......允許您在3分鐘內申請銀行賬戶的應用程序” - Business Insider
“英國在移動銀行業務中的開拓者意圖成為一家全球性企業” - “泰晤士報”
“但是，最令人印象深刻的是，現在70％的Monese賬戶都是全日制的主要銀行賬戶，人們每個月都會領到薪水。” - 福布斯
無論您的公民身份或財務歷史如何，只要您年滿18歲並居住在歐洲經濟區（EEA），您就可以在我們的賬戶中開立賬戶。